$42K for free? What’s the Catch?

Or as Mark Miller asks in his article– What’s the match?

According to Financial Engines, an average of  $42,885 is left in the table due to not contributing enough to take the full match employers have to offer.  Over a 20 year period, the average number of workers who don’t max out 401k matching broke down as follows:

42% of participants earning under $40,000.

10% of participants earning over $100,000.

30% of younger workers

16% Older savers

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