How Long Will Your 401(k) Funds Last In Retirement?

“With pensions increasingly rare and the future of Social Security uncertain, many people rely on their 401(k) plans to provide lifetime income once they retire. The problem with this strategy is that no one knows just how long that lifetime will be.

And that’s not the only thing that’s uncertain when it comes to retirement planning…”

If you’re not sure whether or not your funds will last, skip over to this detailed article where Nancy L Anderson outlines how to plan for a lifetime of income in an uncertain environment.

http://www.forbes.com/sites/nancyanderson/2014/10/09/how-long-will-your-401k-funds-last-in-retirement/

 

Are you a Financial Advisor? Do you blog about investing? Why you must STOP!

Why You Should Stop Blogging About Investing

Blogs are an excellent tool to connect directly to your clients. But don’t write about investing; it’s monotonous and BORING to say the least!!

Here, Megan Elliot tells you WHY and provides you with other options.

We’d love to hear from you. Tell us what you think about Megan’s stop-blogging-about-investment points…

Leave your comments!

http://www.advisorperspectives.com/newsletters14/39-stopblogging.php

Melody Juge Explains Why General Calculations for Solid Retirement Planning Isn’t Enough

Find out why Melody Juge, managing director at Life Income Management, tells us that

“… knowing what your living expenses are in general isn’t enough”

IN –> 9 key criteria for creating a sound retirement plan

http://www.marketwatch.com/story/9-key-criteria-for-creating-a-sound-retirement-plan-2014-10-03

Do you agree with Melody? How do you calculate your living costs AND plan for potential unforeseen ancillary expenses?

 

Welcome to our Retirement Community

Welcome to our Retirement Community!

Torrid Technologies is starting this blog community to provide a place for our customers and the general public to discuss issues related to retirement and investing.

Some of the topics we want people to discuss in this community include:

  • 401(k) Plans (sometimes abbreviated 401k Plans)
  • 72(t) plans filed with the IRS
  • Annuity
  • Annuities
  • Fiduciary Responsibilities
  • Field Marketing Organizations (FMOs or MOs)
  • Fixed Index Annuities
  • Investing for Retirement
  • Life Insurance
  • News related to retirement
  • Pensions and Defined Benefit Plans
  • Registered Investment Advisors (RIAs)
  • Required Minimum Distributions (RMDs)
  • Retirement news
  • Retirement living
  • Retirement Portfolios
  • Retirement Planning
  • Retirement Software
  • Reverse Mortgages
  • Social Security
  • Term Life Insurance
  • Universal Life Insurance
  • Variable Annuities
  • Whole Life Insurance
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