- - - Useful Retirement Planning Resources
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A RETIREMENT RESOURCE TO SUGGEST?
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Ron
Iverson's "65overandunder.com" website -
Ron Iverson, author of several books and articles on retirement, Social Security,
Long Term Care, and Medicare, has over 65 articles that are informative and easy-to-read.
Ron has over 38 years in the senior insurance market business.
EBRI
2007 Retirement Confidence Survey - 28 pages, PDF Format
 ; This retirement
survey was conducted by EBRI - the Employee Benefit Research Institute™.
It gives statistics on retirement like "25% of workers have no retirement
or other savings at all. 21% of workers have Retirement Savings Only and only
45% have retirement and some type of other savings". And then there is the
retirees, where "24% have no savings" of any kind. This report is chock
full of facts and figures that show show workers and retirees generally ill-prepared
for retirement and related issues.
PBS
Video: Can you afford to retire? - Excellent video
packed with facts and figures and information. Hard points on how most people
will have to work during retirement to maintain their style of living. And how
that is not what most people think "retirement" is supposed to be... By definition
it has always meant "not working anymore". All we can say is "Ouch!"
SmartMoney.com
article: Introducing the Roth 401(k) - We get a lot
of questions and inquiries about the new Roth 401(k) plans. Now this article was
written in 2005 but it is still a great summary if you know little about these
plans and how they will work.
Top
7 Ways Advisors Use Torrid's Software to Generate Leads -
If you are an insurance agent or financial advisor or financial planner, this
report will give you specific ways to use our software to generate leads. Armed
with our program, you can make an offer to do a basic retirement analysis that
will send you more prospects then you have time to meet with.
Saving
for Your Golden Years: Trends, Challenges and Opportunities
- 40 pages, PDF Format ;
2006 National Summit on Retirement Savings; their
website. This Summit brought together more than 200 statutory and appointed
delegates from state and local governments and professionals working in the field
of employee benefits and retirement savings. The Summit's purpose is to find ways
to educate and motivate people to develop their own personal retirement saving
strategies. Section 2 on the State of Retirement Savings has some interesting
facts. Some of the key speakers mentioned or quoted in the report include Secretary
of Labor Elaine Chao, Vice President Dick Cheney, Senator Charles Grassley - Chairman
of Senate Finance Committee, Sylvester Schieber VP and US Director of Benefits
Counseling for Watson Wyatt Worldwide, Renee Schaaf - VP of Retirement and Investor
Services at Principal Financial Group, Lori Lucas - Director of Retirement Research
with Hewitt Associates
EBRI
2006 Retirement Confidence Survey - 28 pages, PDF Format
; This retirement
survey was conducted by EBRI - the Employee Benefit Research Institute™.
It gives statistics on retirement like "only 42% of employees have calculated
how much they will need for retirement" and "70% of workers report saving
for retirement", which means 30% of workers are not saving for retirement.
67% of workers surveyed say they expect to work for pay after they "retire".
AXA
Equitable International Retirement Scope Survey - 118
pages, PDF Format ;
This retirement survey was conducted by AC Nielson by phone. It gives statistics
on retirement attitudes of those still working about their future retirement,
as well as those already retired. The survey goes into financial, health, work,
and many other issues related to retirement.
401kHelpCenter.com
- This useful site has soooooo many articles about 401(k) plans, 401k contribution
limits, how to maximize your 401k retirement plan, and related 401(k) information.
401kHelpCenter.com is just packed with 401(k) news, 401k press releases, authoritative
information about 401k plans, and much more. If you have a 401(k) plan, either
as a business owner or as an employee saving in a 401k plan, you will find a lot
of great 401(k) information on the 401kHelpCenter.com website.
ING
Adviser Survey in Financial Planning Magazine article called "Combating Clients'
Fears" by Marshall Eckblad - This article outlines 5 major difficulties
that advisers experience with their clients. 90% have trouble getting people to
make a decision. 82% see lack of client interest. 81% report consumer fear. 76%
have trouble gaining client trust. 72% report problems educating clients. (Sidenote:
This is why advisers purchase and use our Retirement Savings Planner software.
It bridges the gap between adviser techno-babble and clients desire for information
that is "easy-to-understand" and "consumer-friendly"). There
are some interesting quotes in the article from Valerie Brown, President of ING
Advisor Network here in Atlanta.
Live
Long Live Rich Center for Retirement Income - Craig
Rappaport's website geared towards helping you generate your retirement income
stream. Also features his recent book "Live long live rich".
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