Personal/Couples Edition | Professional Edition

  Functions in All Versions

• Main Screen - Retirement Savings Graph: View accumulating savings and investments.
• Main Screen - Retirement Income Graph - most powerful view; see whether various income sources and investments can provide enough retirement income each year to meet your income needs.
• Main Screen - Retirement Spreadsheet - view the detailed year-by-year numbers in an easy-to-read spreadsheet style grid.
• Add Unlimited Investments - add unlimited number of investments. You enter the Description, Value and Estimated Return.
• Add Various Retirement Cash Infusions - add unlimited cash infusions including things like part-time job, retirement severance, deferred compensation, rental property income, spouse continues working, multiple pensions or other defined benefits, annuity payments, inheritances, etc. You can enter anything you want as the description and control when the expense is added to the calculations.
• Add Various Special Expenses - add unlimited special expenses above and beyond your inflated retirement income needs goal including things like 72t payments, college funding, long term care costs, long term care insurance, medical costs, buy an RV, big travel or vacations, purchase of beach home, etc. You can enter anything you want as the description and control when the expense is added to the calculations.
• Paycheck Tax Savings Tool - model the affect on a paycheck of tax deferred savings and see how Uncle Sam will pick up part of the tab of your retirement savings
• Goal Savings Tool - a simple tool to calculate what it takes to save for a specific goal in the future
• Understandable Printed Reports - here is a sample printed report formatted as a PDF document

  Couples Version Additions

Input Spouse Data Separately on Main Screen:
    Enter Spouse Data
Added Spouse Columns on Spreadsheet:
    Spreadsheet
Added Info on Printed Report:
    Printed Report with Spouse Data

Professional Version Additions

Input Spouse Data Separately:
    Enter Client Contact Info - Enter Spouse Data - Spreadsheet
Create and Save Unlimited Retirement Plans:
    Enter Client Contact Info - Save Client Plans
Marketing - Branded Splash Screen:
    Enter Your Own Contact Info - Enter a Marketing Message
    User Sees Your Contact Info
Marketing - Branding on Printed Reports
Another Printed Report Sample - 72t Payments
     Special Expenses including 72t payments
Another Printed Report Sample - LTC Claim Wipes out Investments
     Long Term Care Claim Effect on Retirement
Marketing - Links to your Website:
    Enter Website address - Link from Splash - Link on Exit
Compliance - Custom Disclaimers:
    Enter Disclaimers - User Sees Your Disclaimers