This Quick, Simple, and Visual software can be used on laptops to do easy retirement planning for 401(k) participants - either in group meetings or in one-on-one meetings.

"I used it as an integral part of an around-the-country retirement planning tour I did last fall and got [1] rave reviews and [2] the best improvement in 401(k) participation we've ever had. From the selfish company perspective, that participation allows for your HCEs to maximize their deferral opportunity. From a more altruistic perspective, employers owe their employees this type of training and education so that they can make good quality decision about their financial and retirement planning." Dennis Buster Vice President, Human Resources Everett Charles Technologies

Quick. Simple. Visual. "A picture is worth a thousand words."
401k Advisors and Planners use our Retirement Savings Planner software because it is hands down the easiest and simplest to use piece of retirement projection software available today. In 5-10 minutes you are showing your clients meaningful and accurate estimates of their future retirement picture....it's Colorful and Visual and Instantaneous. It's invaluable in "breaking the ice" and enlightening them as to how much MORE they need to be doing to meet their retirement lifestyle goals.

"The Retirement Planner from Torrid Technologies Inc. provides an excellent tool for working with our retirement plan participants in helping them to understand what they need to save for their retirement. The feature I like most is its simplicity. All the key variables are on one screen along with the graphic of the accumulation period and the distribution period so the user can see how changes in the variables affect the graph. They quickly gain an understanding as to the primary factors involved in the financial planning for retirement process and realize how changes in their individual situation might affect their retirement accumulation. There are many other financial planning software offerings on the market, but most of them are so powerful and sophisticated that the typical user won’t take the time and make the effort to learn how to use them and maintain the data base that many of them require. The Retirement Planner from Torrid Technologies addresses the major factors in an easy to understand and easy to use format. We encourage all of our user clients to utilize this product." John Bogard, Stanton Group, Employee Benefits Consultants

BENEFITS OF OUR SOFTWARE: Using our software, you will be able to:

• Increase 401k Contribution Rates.
• Help HCEs contribute more to their 401k plan.
• Reduce your headaches from over-complicated software.
• Spend less time on fact finders and software "plans".
• Establish credibility in less than 10 minutes.
• Become tremendously more productive in less time.
• Improve employee communications while talking less.
• Get employees to "reveal" more assets as the software acts as a "truth serum".
• Visually show employees whether they will "run out of money".
• Gain commitment to your 401(k) plan.
• Increase "trust" as the software acts as the independent 3rd party "expert" opinion.
• Learn how to use this program in only 30 minutes - Guaranteed!
• Can be used to open the door for Life Insurance sales as well.

Links to More Information:

• Note to B/Ds: Falls under the exception to NASD Rule 2210.
• read numerous User Testimonials.
• see a screenshot of the Savings Graph.
• see a screenshot of the Income Graph- "a visual retirement income picture"
• see a screenshot of the Spreadsheet.

• download and install Free Trial Demo version.
• view a sample printed output report
• download our PDF product sheet

QUESTIONS/ORDERS:

SALES
404-723-7481

ORDER ONLINE: Website Online Secure Order Form

Our Money Back Guarantee: Read about it.

	Personal Edition	Couples Edition	Professional Edition
New User Price	$89	$169	$699
90-Day Money Back Guarantee
Quick, Simple, Visual retirement planning
Print Detailed Reports
Export Data to Excel
Email and Phone Support
Enter unlimited number of investments
Number of retirement plans you can create	1	1 with spouse	unlimited
Enter Personal Data for Spouse Separately
Specify Owner of Investments as You/Spouse
Continue Contributions and Returns after One Spouse retires and the other keeps working
Enter Separate Social Security and Pension values for each Spouse
View Spouse Combined Retirement Income analysis
Print Spouse information on Detailed Report
Customize printed reports with name, company, and contact info
Customize disclaimers on printed report
Life Insurance Needs Calculation
Added Savings Solver (additional savings required to eliminate shortfalls)
Required Minimum Distribution Calculations
Add digital photo of clients to Client info

MORE AND MORE TESTIMONIALS FROM REAL USERS....

"Since I have purchased the Retirment Planner I have come to regard it as the most important software on my computer. Each new person that I talk to, I ask if they would like to see a snapshot of their retirement picture. It only takes 15 or 20 minutes and once the basics are completed we can play "what if ?" and get immediate feedback in graphic format. It helps me to create credible relationships in a much shorter time frame and leads to potential sales in many areas. Insurance, Long Term Care and investments. I expect that it will also be a great tool for long term relationships as we meet at future times and review the results of our decisions by comparing the picture before and what it is at the future time".
- Mark A. Umek, Career Agent

"The Retirement Savings Planner from Torrid Technologies has been the most exciting innovation we’ve come across in a long time. It has generated a lot of excitement and energy since we discovered it (thanks to you!) in May or June of this year. We just completed a very strong September of issued business and a good portion of that business was generated using the Retirement Savings Planner software.

We have developed and are using a flyer as a mailer and prospecting too. We are in the process of developing a seminar and complete marketing program based on the software. We now introduce the software to every new agent as their first useful prospecting tool.

The success stories we have been hearing range from much easier life insurance and long term care insurance sales to all types of retirement planning sales. I am thrilled that you will be able to be a presenter at NEC so that the entire field force of OneAmerica, including the Home Office and field force of the Retirement Services division, will have a chance to see the software up close and grasp its power."

- David D. Braun, ChFC, CLU, CSA, LUTCF
Associate General Agent
American Financial of California

"We now highly recommend the software to every new Career Agent we hire and have found the new Career Agents to be very enthusiastic about it. They find it extremely easy to learn and use."

- Ronald G. Gill, CSA
General Agent
American Financial of California

"I like the Retirement Savings Planner software very much and use it frequently. Recently I sat down with a woman in a rush situation - I really only had a few minutes to spend with her. In 5 minutes we quickly inputted her information and showed a shortage and inadequate retirement funds, and I closed a Roth IRA right on the spot."
- Martin O. McCann IV, LUTCF, CSA
Financial Advisor, Career Agent

"I met with a couple in their 30’s who planned to keep the wife’s $100,000 life insurance as it was with no additional coverage. They came in because they thought it would be best to increase the husband’s coverage from $200,000 to $400,000. After putting their numbers into the Retirement Savings Planner and using the Life Insurance Needs tool, they decided that indeed they were underinsured. We wrote an additional $400,000 on the wife and $1.5 million on the husband. There is no doubt in my mind that I would have never been able to do that without the Retirement Savings Planner.

Clients like being part of the planning. Looking at different options is quite fast and easy for the client to understand. A couple that was 4 years from retirement was especially excited to throw different “what-ifs” at me to input and to see the results. It was very easy to understand yet vivid; it definitely got their attention."
- Another Career Agent

Please tell a Friend or Colleague
We rely on "word of mouth" advertising to spread the word about our software. If you like our software, then please tell your friends, co-workers, colleagues, and neighbors about our software. If you are a financial advisor, tell your broker/dealer or insurance company or wholesalers about the program. Use this web form to tell a friend: http://www.torrid-tech.com/cgi-bin/pcReferaFriend.cgi

QUESTIONS/ORDERS:

770-579-6224

ORDER ONLINE: Website Online Secure Order Form