{"id":218,"date":"2014-07-01T11:50:01","date_gmt":"2014-07-01T15:50:01","guid":{"rendered":"http:\/\/www.torrid-tech.com\/community\/?p=105"},"modified":"2014-07-01T11:50:01","modified_gmt":"2014-07-01T15:50:01","slug":"annuities-allowed-in-retirement-plans-2","status":"publish","type":"post","link":"https:\/\/www.torrid-tech.com\/community\/index.php\/annuities-allowed-in-retirement-plans-2\/","title":{"rendered":"Annuities allowed in Retirement Plans"},"content":{"rendered":"<p><a href=\"http:\/\/www.torrid-tech.com\/community\/wp-content\/uploads\/2014\/07\/10044867-300x188.jpg\"><img loading=\"lazy\" class=\"wp-image-116 alignright\" alt=\"10044867-300x188\" src=\"http:\/\/www.torrid-tech.com\/community\/wp-content\/uploads\/2014\/07\/10044867-300x188.jpg\" width=\"216\" height=\"135\" \/><\/a>The U.S. Treasury department has issued a rule allowing deferred-income annuities inside retirement plans.\u00a0 One interesting twist is that the rule excludes the annuity&#8217;s cash value from the account balance that is used to determine Required Minimum Distributions.\u00a0 So you could put some of your retirement plan into an annuity, but not take the income yet, and avoid the RMDs.<\/p>\n<p>Unfortunately, big government wants to cap the benefits of this new rule by setting a cap on the amount you can put into the annuity.\u00a0\u00a0 You can put up to 25% of your\u00a0401(k) or IRA account balance or $125,000 \u2014 whichever is less \u2014 into a qualifying longevity annuity. That dollar limit will be adjusted for cost-of-living increases.<\/p>\n<p>Read the full Investment News article: <a href=\"http:\/\/www.investmentnews.com\/article\/20140701\/FREE\/140709998\/treasury-allows-longevity-annuities-in-retirement-plans?utm_source=BreakingNews-20140701&amp;utm_medium=in-newsletter&amp;utm_campaign=investmentnews&amp;utm_term=text\" target=\"_blank\">Treasury allows longevity annuities in retirement plans<\/a><\/p>\n<p>What do you think of this new rule?\u00a0 Comment below.<\/p>\n<h1><\/h1>\n","protected":false},"excerpt":{"rendered":"<p>The U.S. Treasury department has issued a rule allowing deferred-income annuities inside retirement plans.\u00a0 One interesting twist is that the rule excludes the annuity&#8217;s cash value from the account balance that is used to determine Required Minimum Distributions.\u00a0 So you could put some of your retirement plan into an annuity, but not take the income [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[5,6],"tags":[],"_links":{"self":[{"href":"https:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/posts\/218"}],"collection":[{"href":"https:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/comments?post=218"}],"version-history":[{"count":0,"href":"https:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/posts\/218\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/media?parent=218"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/categories?post=218"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/tags?post=218"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}