{"id":374,"date":"2015-04-17T15:02:03","date_gmt":"2015-04-17T19:02:03","guid":{"rendered":"http:\/\/www.torrid-tech.com\/community\/?p=374"},"modified":"2022-04-08T16:49:10","modified_gmt":"2022-04-08T20:49:10","slug":"financial-spring-cleaning","status":"publish","type":"post","link":"http:\/\/www.torrid-tech.com\/community\/index.php\/financial-spring-cleaning\/","title":{"rendered":"Financial Spring Cleaning"},"content":{"rendered":"<p>Is your financial picture a cluttered mess? Spring brings a time to attempt some major\/minor clean up. <a href=\"http:\/\/MarketWatch.com\">MarketWatch.com<\/a> suggests the following 7 tips:<\/p>\n<p><b>Sweep Away Winter Bills<\/b><\/p>\n<p>Carrying bills from the past season into the new. Pay off those old Christmas bills so you have better ability to save throughout the remainder of 2015.<\/p>\n<p><b>Polish Your Budget<\/b><\/p>\n<p>Are you meeting your budget? Spending more or less than you planned? Maybe there\u2019s been a life change that has affected your plan. It\u2019s time to make\u00a0 some adjustments and get the numbers to match up.<\/p>\n<p><b>Tidy Up Bad Credit<\/b><\/p>\n<p>Make payments on time and avoid carrying large balances on your credit cards. Also check your credit reports to see if they contain any errors. Dispute those errors.<\/p>\n<p><b>Purge Clutter<\/b><\/p>\n<p>Shred old paperwork (as a rule of thumb- keep 7 years). If you need to, you can always scan or make a digital copy.<\/p>\n<p><b>Dust off Unwanted Items<\/b><\/p>\n<p>Earning extra money\u00a0can help pay down debt.<\/p>\n<p><b>Clean Up Accounts<\/b><\/p>\n<p>Consolidate accounts or\u00a0close unused accounts.\u00a0Roll over retirement accounts from former employers.<\/p>\n<p><b>Straighten Out Spending<\/b><\/p>\n<p>Spending has never been easier. You can purchase from your phone, now your watch. Ads are everywhere and surfing your favorite sites a way to pass the time. You have to spend less than you make, so find your triggers to spend and monitor those things carefully.<\/p>\n<p>We at Torrid, of course recommend that you continue to update your RetirementView software, watch the green and be encouraged to prepare for your retirement. If you don&#8217;t already use it&#8230;check it out here: <a href=\"http:\/\/www.torrid-tech.com\" target=\"_blank\" rel=\"noopener\">www.torrid-tech.com<\/a><\/p>\n<p>http:\/\/tinyurl.com\/kfa2u8p<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is your financial picture a cluttered mess? Spring brings a time to attempt some major\/minor clean up. MarketWatch.com suggests the following 7 tips: Sweep Away Winter Bills Carrying bills from the past season into the new. Pay off those old Christmas bills so you have better ability to save throughout the remainder of 2015. Polish [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"http:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/posts\/374"}],"collection":[{"href":"http:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"http:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/comments?post=374"}],"version-history":[{"count":2,"href":"http:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/posts\/374\/revisions"}],"predecessor-version":[{"id":1472,"href":"http:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/posts\/374\/revisions\/1472"}],"wp:attachment":[{"href":"http:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/media?parent=374"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/categories?post=374"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.torrid-tech.com\/community\/index.php\/wp-json\/wp\/v2\/tags?post=374"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}